HomePlus Mortgage is a thriving mortgage lending company based in San Diego, California. The company offers a large selection of mortgage programs at competitive interest rates and flexible terms.
The company endeavors to simplify the process of homeownership with the help of its convenient mortgage options that come with personalized service. Customers are allowed to interact with experienced loan officers to make sure that their questions are answered and they make an informed approach.
With a range of mortgage options to choose from, you can find the right loan that will suit your needs. HomePlus offers 30-year and 15-year fixed rate mortgages that will have the same principal payment and interest rate throughout the loan term. Some common benefits of these loan options include security in purchasing a home, protection from inflation, and predictable monthly payment.
If you are a first time home buyer, you can consider getting an FHA loan, which is a government insured loan. The best thing about this mortgage option is that you can get the loan even if you have less than perfect credit and you purchase the home with little or no down payment at all.
VA loans are another convenient financing option available to military personnel and their surviving spouses. These loans offer long term financing without any down payment requirement for qualified borrowers. If you need a loan amount that exceeds the limits of a conforming loan, consider getting a jumbo mortgage. Interest rates of jumbo loans are usually higher than average conforming loans.
If you need a lower interest rate for the initial loan period, consider getting a 7-year ARM or 5-year ARM. Once the low rate period ends, your interest rate will be adjusted based on the prevailing market rate at that time.
HomePlus Mortgage Rates in San Diego
The key to homeownership is getting the right mortgage with a competitive rate. Mortgage rates in San Diego are always changing, but Home Plus will work with you to find the best available rate and term that will fulfill your needs.
The current mortgage rates in San Diego are as follows:
| Term | Rate | APR |
| 30 year fixed | 4.000 | 4.052 |
| 5 year ARM | 2.750 | 2.832 |
| 15 year fixed | 3.000 | 3.090 |
HomePlus Mortgage Customer Service
The company strives to provide the best assistance possible for its customers. To talk with a loan expert regarding your purchase, refinance, or debt consolidation programs, you can call 800-810-7587.
You can also reach Home Plus Mortgage with your queries or complaints through fax at 1-800-378-6031. In addition, you can contact the company via e-mail at approvaldept@homeplusmortgage.com.
Home Plus Mortgage Corporate Office: 2878 Camino Del Rio South Suite 402
San Diego, CA 92108