National Bank of Kansas City is a national bank based in Overland Park, Kansas. The bank is owned by Ameri-National Corporation. Today, National Bank of Kansas City has more than $600 million in assets and it employs over 200 employees. The bank operates six branch offices in the Kansas City metropolitan area.
The bank provides a broad range of financial products and services including personal banking, business banking, mortgages, personal lending, and security services. For over 20 years, the bank has been helped numerous homebuyers in purchasing their dream homes with a variety of low rate mortgage programs.
Since 2008, National Bank of Kansas City has funded over $10 billion in mortgage products and $5 billion in VA loans. The bank is one of the few lenders that provide FHA and VA loans in all 50 states of the country. Advantages offered by the bank include on-site origination, underwriting, processing, closing and funding.
National Bank of Kansas City Mortgage Products
Mortgage loan officers of National Bank of Kansas City will educate and advise you on the variety of loans and the term that will suit your needs. The bank offers VA loans that come with a number of benefits such as no lender fees, no origination fees, no underwriting fees, no processing fees, and low competitive rates.
On the other hand, an FHA loan may be the best loan option if you are a first time homebuyer or considering refinancing your existing mortgage. With an FHA loan, your down payment amount can be as low as only 3.5% of the actual purchase price of the home.
If you need the stability of fixed interest and principal payment over the life of the loan, a fixed rate mortgage is what you need. National Bank of Kansas City provides fixed rate mortgages for 10, 15, 20, 25 and 30-year terms. As the interest rate remain unchanged with a fixed rate mortgage, your monthly payment remains the same for the entire duration of the loan. The best thing is that your payments will not be affected by fluctuating interest rates or inflation.
An adjustable rate mortgage will allow you to take the advantage of lower interest rate during the initial period of the loan. The interest rate is fixed for an initial set period of time, and after this set period has expired, the rate gets adjusted based on market condition and your payments can change every year.
National Bank of Kansas City Mortgage Customer Service
The bank has made it very convenient for the customers to reach the loan officers and customer service representatives for any type of queries or complaints.
For general mortgage questions, you can call: (800) 375-8096 10700 Nall Avenue
Overland Park, KS 66211