Author name: onlinemortgagehub

NVR Mortgage Finance – Mortgage Customer Service

NVR Mortgage Finance, Inc. is a wholly owned subsidiary of NVR, Inc., a homebuilding and mortgage lending company headquartered in Reston, Virginia, United States. The company was founded in 1980 and today, it employs over 5,400 employees and serves more than 25 metropolitan area in 15 states. The homebuilding unit of the company sells and …

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Cardinal Bank Mortgage – Customer Service and Mortgage Payoff

Headquartered in Tysons Corner, Virginia, Cardinal Bank is the banking subsidiary of Cardinal Financial Corporation, which is a financial holding company founded in 1997. Cardinal Financial Corporation is one among the largest financial institutions based in Northern Virgina. The company has many subsidiaries that include Cardinal Bank, Cardinal First Mortgage, George Mason Mortgage and Cardinal …

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Cherry Creek Mortgage – Customer Service and Payment Information

Cherry Creek Mortgage Company is a privately owned full-service mortgage banking company that has helped thousands of homeowners finance their homes. The company understands that buying a home may be the greatest investment of an individual and they don’t want things to go wrong in anyway. Cherry Creek Mortgage provides a wide variety of mortgage …

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Springleaf Financial Services – Mortgage Payment and Customer Service

Based in Evansville, Indiana, Springleaf Financial Services is a financial company that provides consumer lending, credit insurance, and several credit related products. The company was founded in 1920 and it was formerly known as American General Finance. Springleaf Financial started as an underwriting company for sales of motor vehicles. At present, Fortress Investment Group and …

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Guild Mortgage Company – Payment and Customer Service

Headquartered in San Diego, Guild Mortgage Company began as a home financing company for American Housing Guild in 1960 to presently become a nationally recognized mortgage banking company serving homebuyers across the nation. Today, Guild Mortgage Company has over 250 branches and satellites offering a wide range of mortgage products to buyers with different needs. …

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Federal Mortgage Laws and Borrowers’ Rights

You are going to take the biggest financial decision of your life. It is important that you are aware of the laws and regulations that are there to protect you from mortgage scams, frauds and discrimination based on race, color, religion, national origin, age, sex, marital status, or disability. Laws and Acts by Federal Government …

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Mortgage Education and Learning Resources

Mortgage learning is easy with numerous resources, online as well as offline, available right at your doorstep. There are federal and state governments’ institutions offering advice and educational material for free and private organizations that might charge a fee for homebuyer learning classes. Online education programs are usually free, but you need to pay for …

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Financial Analysis Terms – Assets, Liabilities, Income, Expenses

You need to understand the terms associated with assets, liabilities, income and expenses for an effective analysis of your financial situation, which is a necessary step of the mortgage process. The following are some of the mortgage jargons that you come across while going through the process of financial analysis. What is the process of …

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Capacity – The First C of Mortgage Underwriting

The mortgage underwriting process has become stringent post subprime loan crisis. The underwriter looks in detail in every aspect of your financial life, seeking explanations of everything that might cause you to miss a payment in future. The ability to make mortgage payments on time is known as capacity, which can be vital for a …

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