To buy or not to buy – that is a several-thousand-dollar worth of question. Financial analysis is essential, but you can’t overlook emotions, family and personal reasons when taking a final decision. You may want to use a rent vs. buy calculator to know whether buying is a sensible decision. You may also want to …
Buying or Renting – Not just a Financial Decision Read More »
Buyers usually have an idea of how their first home should look like. If you have not thought about it, you may want to spend a few moments, listing all the details of what you would like to see in your home. It is not that you are going to find an exact match for …
First Time Home Buyer – Find a Home Online in Budget Read More »
Homeownership is a dream and a mortgage loan is the key to realize this dream. Before you can begin searching for a house and a suitable lender, you need to ask a few questions to determine if buying is indeed a good idea. Pause a while and ponder over these questions before you can move …
Five Most Important Questions to Ask Before Buying a House Read More »
Buying HUD homes is not much different from a usual homebuying process. However, there are certain distinguishing features that a buyer must know before beginning to apply for a HUD home. The buyer must be accompanied by a HUD-approved broker or agent to place a bid on a property listed on hudhomestore.com, the official property …
Refinancing is nothing but a replacement of your existing mortgage. It does not erase your debt, but helps to simplify payments. A refinance loan can help you do so by either lowering the interest rate or extending the loan term. Sometimes, you need a refinancing option to change your loan types – from an adjustable-rate …
Buying a home becomes easy with a mortgage, which is nothing but a kind of loan secured by the real estate you are going to purchase. Since the loan is backed by collateral, you won’t find much difficulty in obtaining quick funds at attractive rates. Lenders are willing to offer instant mortgage loans at competitive …
M&T Bank Corporation is now one of the 20 largest bank holding companies in the United States. Headquartered in Buffalo, the bank offers a wide range of consumer banking and retail financing services through its 700 branches in New York, New Jersey, Florida, Pennsylvania, Maryland, Delaware, Virginia, West Virginia, and Washington D.C. The bank’s mortgage …
The homebuying process typically begins with your preparation to buy – understanding the step-by-step process, getting aware of the certain key terms and making arrangement for the home finance. It may take months of planning and money management to save enough for certain upfront costs. You may also want to seek professional advice and ascertain …
The Homebuying Process – Preparing to Buy your First Home Read More »
FHA loans are popular, especially among first-time home buyers, for low down payment and less stringent credit requirements. Here are some of the features that have made FHA loans popular among home buyers. The down payment requirement can go as low as 3.5% of the loan amount. You do not need a very good credit …
Regions Bank offers its extensive range of mortgage loan products in 16 U.S. states. Known as Regions Mortgage, it has over 500 loan originators working in these states, helping homebuyers select a home loan program, complete the application and close with confidence. The bank claims to rank highly in terms of customer satisfaction for its …
