Home equity loans are often referred to as second mortgages and are usually secured in nature. When you talk of a personal loan, you usually mean an unsecured loan that is not tied to any collateral. The differences between a home equity loan and a personal loan or line are usually those found between a secured …
Home Equity Loan vs. Personal Loan – Which to Choose Read More »
Borrowers often confuse to distinguish clearly between the different types of home equity loans and personal loans. When we talk about a home equity loan, it can either be a term loan or a line of credit, often referred to as HELOC. A personal loan can also exist in either of the two forms, with …
7 Important Differences between a Home Equity Loan and a Personal Loan Read More »
Loan modification is one of the many options offered through your servicer’s loss mitigation department. It may help a struggling homeowner facing financial hardships keep current on payments and avoid foreclosure. Gather all necessary documents and fax or mail them to your servicers. The process of loan modification will only be started then. Here is …
Loan Modification Fax Number – Sending Documents to your Servicer Read More »
National Bank of Kansas City is a national bank based in Overland Park, Kansas. The bank is owned by Ameri-National Corporation. Today, National Bank of Kansas City has more than $600 million in assets and it employs over 200 employees. The bank operates six branch offices in the Kansas City metropolitan area. The bank provides …
National Bank of Kansas City Mortgage – Mortgage Products and Customer Service Read More »
Sounds strange? The personal financing market has made a comeback and is growing at a rapid pace. The market is also witnessing the emergence and rise of an entirely different kind of personal lending platform known as peer-to-peer lending (P2P Lending). Why a Personal Loan instead of a Mortgage Loan? That’s all right. But why …
CCO Mortgage is the servicing arm of RBS Citizens, N.A., which has become one of the top banks in the United States. The parent company is known as Citizens Financial Group, which is fully owned by the Royal Bank of Scotland plc, headquartered in Edinburgh, Scotland. Not just the customers of RBS Citizens, but also …
The fees and charges you pay when you close are referred to as closing costs. There may be other fees that you must pay prior to getting your mortgage closed. Besides, there are recurring costs that become a part of your payment once you close on your mortgage and move to your new home. Together, …
Franklin American Mortgage Company (FAMC) offers a host of residential mortgages across the nation. Among the mortgage products include fixed-rate loan, ARM, conventional and jumbo loan. Besides, it also offers several government loans backed by organizations like FHA, VA and USDA. FAMC is a full-service mortgage banker operating with three separate divisions – retail, wholesale …
Franklin American Mortgage Company – FAMC Payment Read More »
Headquartered in Chicago, Illinois, Guaranteed Rate Inc. is regarded as one of the largest lenders in the nation, with licenses to operate in all 50 states. The remarkable thing about the company is that it has scored a significantly high percentage in various independent customer satisfaction surveys. Established in 2000, Guaranteed Rate has grown to …
Guaranteed Rate – Mortgage Payment and Customer Service Read More »
Home equity loans are often referred to as second mortgages and are usually secured in nature. When you talk of a personal loan, you usually mean an unsecured loan that is not tied to any collateral. The differences between a home equity loan and a personal loan or line are usually those found between a secured …
Home Equity Loan vs. Personal Loan – Which to Choose Read More »