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Wells Fargo Mortgage – Payment Options and Customer Service

Headquartered in San Francisco, California, Wells Fargo and Company is the world’s second largest bank by market value. It is one of the Big Four Banks in the United States and the 2nd largest bank in terms of deposits, debit cards, and home mortgage servicing. The bank operates in 35 countries and serves more than …

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U.S. Bank Mortgage – Retail and Wholesale

U.S. Bank is one of the ten largest banks in the United States in terms of assets and the number of branches. Headquartered in Minneapolis, The bank offers a wide variety of financial services in 25 Midwestern and Western states through more than 3,000 branches and over 5,000 ATMs. The home mortgage department of the …

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Pulte Mortgage – Mortgage Payment and Customer Service Number

Pulte Mortgage, a wholly owned subsidiary of PulteGroup, Inc., has offered lending services to over 400,000 customers. The company’s home office is located in Englewood, Colorado and it has been operating since 1972. The company provides financing options for new home construction for customers and clients of Centex, Pulte Homes, DiVosta, Del Webb and Fox …

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Buying Bank of America REO Properties – Foreclosures

Bank of America foreclosures are real estate owned (REO) or bank-owned properties, which are maintained by professional asset managers and listed in major property search listings across the nation. You can check with the bank’s REO department or use other resources to find a residential or commercial property that you can easily afford to buy. …

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Mortgage What-if Analysis using Excel’s Goal Seek

Wondering how to do a what-if analysis for a mortgage decision? Here is a simple way to do so using a Microsoft Excel’s spreadsheet. To begin with you must understand the Excel’s PMT function, which helps calculate the amount of yearly payments, taking interest rate, total number of yearly payments, and the principal amount as …

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Mortgage Financial Analysis and Budgeting

Financial analysis is an important step to determine homeownership capability. You get to know whether or not you can afford a home, and if yes, then how much you can afford. Budgeting, on the other hand, can help you save and make homeownership affordable for you. The mortgage underwriter, too, takes a closer look at …

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Gateway Mortgage Group – Online Payment and Customer Service

Gateway Mortgage Group was founded in February 2000 by J. Kevin, and today, it has become one of the biggest privately held mortgage companies in the United States. The company is headquartered in Tulsa, Oklahoma, and it is licensed to service and originate loans in more than 30 states. Gateway Mortgage has branch locations in …

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Capacity – The First C of Mortgage Underwriting

The mortgage underwriting process has become stringent post subprime loan crisis. The underwriter looks in detail in every aspect of your financial life, seeking explanations of everything that might cause you to miss a payment in future. The ability to make mortgage payments on time is known as capacity, which can be vital for a …

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Quicken Loans Mortgage – Mortgage Rates, Payment and Customer Service

Headquartered in downtown Detroit, Michigan, Quicken Loans Inc. is the largest online retail mortgage lender in the United States. The company operates through three subsidiaries: Quicken Loans, Title Source, and One Reverse Mortgage. In 2012 alone, Quicken closed over $70 billion in home loans fulfilling the homeownership dreams of a large number of customers. Whether …

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Financial Analysis Terms – Assets, Liabilities, Income, Expenses

You need to understand the terms associated with assets, liabilities, income and expenses for an effective analysis of your financial situation, which is a necessary step of the mortgage process. The following are some of the mortgage jargons that you come across while going through the process of financial analysis. What is the process of …

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