Stearns Lending Mortgage Payment Address, Phone Number

Established in 1989, Stearns Lending has been in the industry for over 25 years, offering a wide variety of home loans and mortgage options to a diverse group of homebuyers across almost all states and territories of the country.

An FHA approved lender, Stearns Lending has to offer different versions of fixed-rate and adjustable-rate mortgages, including FHA 203k loans, VA loans, Jumbo loans and USDA Rural loans.

The company is based in Santa Ana, California and is served by more than 2,000 employees. Besides being a correspondent lender, Stearns Lending also acts as a retailer and a wholesale lender. Moreover, it also provides mortgage outsourcing services.

Recent statistics shows that the company has funded over $58 in the past four years, helping about 230 thousand borrowers buy their first or second home.

Stearns Mortgage Payment

To pay online, you must register first at the mortgage servicing website of the company. This website is

Once registered, you can easily provide the details of your login id and password to sign in to your mortgage account and make payment online.

Access to online account enables you to view payment history and set up automatic payments as well. Also, you can make payoff request, gain additional information and update contact details and escrow information quite easily.

If you choose to pay by mail, you can do so as well. The payment mailing address is as follows. You can also send your queries to this address.

Stearns Lending Attn: Cashiering Department P.O. Box 8068

Virginia Beach, VA 23450

The mailing address for overnight payment is as follows.

Stearns Lending 3637 Sentara Way

Virginia Beach, VA 23452

Your payment address may be different as not all borrowers are serviced by the same company. Please see your mortgage documents to know your servicer and ensure the correct payment mailing address. Mortgages are sold in the secondary market and it is usual to see your servicer changed at a short notice.

If you have received a delinquent tax or insurance bill, you need to send a copy of the same to the escrow department by fax or mail. The fax number is 1.866.221.5274. The mailing address is as follows.

Attn: Escrow Department, P.O. Box 43070,

Jacksonville, FL 32203

Contact the Loss Mitigation department if you are facing financial hardships. The following are the contact details.

Attn: Loss Mitigation Department, 3637 Sentara Way, Virginia Beach, VA 23452 Fax: 1.800.909.9525


Stearns Mortgage Customer Service

Call 1-855-703-7266 from 8 am to 10 pm, Monday through Friday, and from 8 am to 3 pm, on Saturday, to contact Stearns Lending mortgage customer service.

Another phone number is 1-800-919-3009, which you can call between 8 am and 5 pm, Monday through Friday, MST, for seller finance or account servicing.

You can also contact the department using the online secured email form at the loan servicing website For general inquiries, you can email to

New customers can call toll free (855) 839-6487 and mail their queries to

The mailing address to send notices of error is as follows.

Stearns Lending Attn: Mortgage Resolution Unit P.O. Box 8068

Virginia Beach, VA 23450

The corporate headquarters address is as follows.

4 Hutton Centre, 10th Floor,
Santa Ana, CA 92707

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