TD Bank Mortgage – Loan Origination and Servicing

TD Bank ranks among the ten largest banks in the United States, with over 1,300 stores located from Maine to Florida, serving more than 6.5 million customers. Headquartered at Cherry Hill in New Jersey and Portland in Maine, the bank offers a wide range of financial services for individuals and businesses.

Chartered and supervised by the federal Office of the Comptroller of the Currency, TD Bank, N.A., is a part of the Canadian Toronto-Dominion Bank, which came into existence in 1955 as a result of the merger between the Bank of Toronto and the Dominion Bank.

In the United States, TD Bank came into existence in 2008 as a result of the merger between the erstwhile TD Banknorth and the New Jersey-based Commerce Bank. The bank is popular because of its several unique features, such as extended store hours and extremely friendly customer service.

What are the states where TD Bank has operations?

These states include Connecticut, Delaware, Florida, Maryland, Maine, Massachusetts, New Jersey, New York, New Hampshire, North Carolina, South Carolina, Pennsylvania, Rhode Island, Vermont, Virginia, and Washington, D.C.

What mortgage options are available for home buyers?

The following are some of the home financing options available at TD Bank.

  • Fixed-rate mortgages
  • Adjustable-rate mortgages
  • FHA Loans
  • VA Loans
  • Non-Conforming Loans

What is the difference between a conforming and non-conforming loan?

A conforming loan typically follows the standards set by Fannie Mae and Freddie Mac. The maximum loan amount can be $417,000 under this loan type. On the other hand, a non-conforming loan can allow you to borrow more than this limit, which is generally a case when you need to buy a multi-family unit or a large home.

Can I make payment online?

You can do so using the bank’s Online Loan Payment Center, which is available 24 hours a day, 7 days a week. To use the service, you must have a savings or checking account at any financial institution.

Besides, you need to login by entering your loan account number and the last four digits of your Social Security Number.

Remember to pay before 5:30 p.m. for the same day posting. For login issues, you can call the live customer service at 800-457-2387. Note that you can also make TD Bank mortgage payment by phone.

How can I contact a representative of the bank?

TD Bank customer service is available online as well as by phone and mail. You can call 1-800-822-6761 to talk to a mortgage advisor or schedule a call with a mortgage advisor. For servicing-related issues, you can call 800-457-2387, 24 hours a day, seven days a week.

The mailing address of TD Bank’s headquarters in New Jersey is as follows.

TD Bank, N.A. 1701 Route 70 East Cherry Hill, New Jersey 08034

Phone Number: 888-751-9000

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