Texas Trust Home Loans is based in Irving, Texas, and it is a DBA of the larger firm American Heritage Capital, which was established in 2002. The company has served more than 13,000 clients spread across California, Florida, Colorado, New Jersey, Illinois, Texas, Ohio, Virginia, Pennsylvania, and Washington State.
Texas Trust Home loans provide a transparent mortgage lending experience to its customers. It is a direct lender that has the financial capacity and capital to fulfill the funding needs of its numerous customers. In 2004, United States Department of Housing and Urban Development authorized Texas Trust Home Loans as a FHA Direct Endorsement Lender.
Texas Trust Home Loans Mortgage Options
Whether you are a first time homebuyer looking for an affordable mortgage or an existing homeowner searching for a low rate refinancing option, the company can help you find the best mortgage option suitable for your needs. Discussed below are some of the most common mortgage programs and their features offered by the company.
With a 30 year fixed mortgage, you will easily be able to finance your dream home and get an attractive interest of 3.875% APR. There are no lender fees and you can get a flexible repayment option that will allow you to repay the loan on time.
Another fixed rate option is the 15 year fixed mortgage that comes with a competitive 3.125% APR and no lender fees. The best thing about fixed rate loans is that the interest and principal payments remain unchanged for the entire loan period and you know in advance how much to pay every month.
On the other hand, if you want to take the advantage of low market rates, adjustable rate mortgages may be what you are looking for. A 5 year ARM will allow you to enjoy lower interest rate of 3.291% APR with no lender fees. Another option is the 7 year ARM that offers a competitive interest rate of 3.500% APR and there are no lender fees involved.
Texas Trust Home Loans has introduced RapidClose program that guarantees that the company will get your mortgage done and close it in about 20 days. The company will pay your first mortgage payment if they are unable to do so.
You can apply for your loan online or via phone through the friendly customer care representatives of the company. The company may ask you to submit various documents related to your income, assets, liabilities and real estate holdings.
The company takes customer satisfaction very seriously and endeavors to provide best possible care and support to its customers. You can contact a customer service representative for any type of queries or complaints regarding a new or existing mortgage.
Texas Trust Home Loans 2300 Valley View Lane Suite 1000 Irving, Texas 75062
Telephone: 1 (855) 712-1101